Waterloo City Housing

Waterloo, Monroe County, IL, features a high homeownership rate of approximately 80%, with median home values near $270,000 as of 2024. The rental market is limited, with median rents around $1,100/month. Housing primarily consists of single-family homes, with newer subdivisions and historic neighborhoods like downtown Waterloo. Property value trends show steady appreciation of about 4% annually. Property taxes average 2.1% of assessed value. Waterloo is known for safe, family-friendly neighborhoods, good schools, and a small-town feel, making it popular with commuters to St. Louis.

Waterloo City Healthcare

Waterloo, Monroe County, IL, is served by Red Bud Regional Hospital (15 miles away) and local clinics like Mercy Clinic and Monroe County Health Department. The city lacks a full-service hospital but has primary care and urgent care options. About 95% of residents have health insurance (2021 ACS); 13% are 65+, and 2% are uninsured. Common health concerns include heart disease, diabetes, and obesity. Healthcare providers per 1,000: approximately 2.8. Most use private insurance, with Medicare/Medicaid covering seniors and low-income residents. Access for rural populations remains a focus for local health initiatives.

Waterloo City Demographics

As of the 2020 Census, Waterloo city in Monroe County, Illinois, had a population of 11,013. The median age was approximately 41.7 years. Gender distribution is nearly balanced, with 49.2% male and 50.8% female. Racially, the city is predominantly White (94.9%), with small representations from African American (0.7%), Asian (0.6%), two or more races (3.2%), and Hispanic or Latino residents comprising about 2.4% of the population.

Education in Waterloo City

Waterloo, Monroe County, IL, is served by the Waterloo Community Unit School District, featuring Waterloo High School, one junior high, and one elementary school; the high school scored a 7/10 on GreatSchools. Approximately 32% of residents hold a bachelor’s degree or higher. The district emphasizes safety, deploying security measures and regular drills. Adult education options are available through nearby community colleges. Waterloo schools offer educational programs in STEM, arts, and athletics, supporting a student body of about 2,600 across all grades for strong college and career preparation.

Transportation in Waterloo City

Waterloo, Monroe County, IL, relies primarily on personal vehicles, with about 90% of workers commuting by car and carpooling rates near 10%. Public transit usage is minimal, under 1%, due to limited service. The average one-way commute time is approximately 31 minutes, indicating many residents work outside the city, especially commuting to St. Louis and Belleville. Most households (over 95%) own at least one vehicle. Transportation infrastructure centers on highways like Route 3 and local roads. Major employment hubs are in healthcare, education, and local government, with many also working in nearby metro areas.

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